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23rd October, 2021


Welcome to Emerging Tech Trends (ETT), focusing on technologies shaping the future.


In this edition, Ghana’s E-cedi to be available offline: Ghana is working to make its digital currency, E-cedi, available offline.  The E-cedi, which the Bank of Ghana (BoG), announced its piloting this year in partnership with Giesecke+Devrient (G+D) is now projected to, if successful, facilitate transactions without the need for power or connectivity which could have been a hinderance to some Ghanaians who do not have access to it.

UK Regulator Launches Campaign to Warn Cryptocurrency Investors: UK regulator has launched a campaign,InvestSmart, which is to run on social media platforms, YouTube and TikTok, to help consumers make informed investment decisions that suit their financial circumstances and attitude to risk and to empower younger investor.

Klarna introduces changes to strengthen credit checks in the UK as regulators crack down on ‘buy now, pay later: Klarna introy stronger credit checks, a new tool enables users share income and spending data from their bank accounts to determine whether they can afford future repayments. Also, the firm is to also launch the ability for users to pay for things instantly in one go, as well as clearer language at checkout letting users know they are taking out a loan with the firm and may be penalized for missing a payment.

Cosmos Builds New Blockchain, Sagan: Cosmos, a blockchain platform is introduces a new blockchain, called Sagan in a teaser in its Cosmos Signal video presentation — a teaser of the launch of Sagan shown in a 30-second clip that included a quote “Somewhere,, something incredible is waiting to be known” by Carl Sagan, a famous American cosmologist, while it is also working on rollup scaling technology to allow developers to build Cosmos-based blockchains as rollups that can be deployed as clusters within the zones of the inter-blockchain communication protocol.



Register Now2nd Cohort Professional Certificate in Financial Technologies (FinTech) & Innovations: Registration is opened for the 2nd Cohort Professional Certificate in Financial Technologies (FinTech) and Innovations organized by the Sam E. Jonah School of Business of African University College of Communication in partnership with Knowledge Innovations.



Fintech Surge October 17 – 20, 2021, Dubai : A conference to power the New Future of Finance on the intersection between technology and finance, Fintech

2021 Canada Fintech Forum October 27 – 29,2021 VIRTUAL : A three-day forum on Financial Services as a service,Cybersecurity and data and Crypto and DeFi.

Singapore FinTech Festival 2021 8 – 12 November,2021 Hybrid: Organised by the Monetary Authority of Singapore, the Singapore FinTech Festival (SFF) is on its 6th edition under the theme,the impact of Web 3.0 on financial services which will cover Designing financial services, Building financial services and Sustainable financial services on Web 3.0

India FinTech Awards (IFTA) 2021 23rd – 25th November 2021 Virtual: IFTA brings you an ideal networking platform to demo your innovation and meet senior executives of banks, CXOs of fintech firms, accelerators, regulators, and business media

5th Global Conference on Criminal Finances and Cryptocurrencies 7–8 December 2021 Virtual: A joint initiative of the Basel Institute on Governance, INTERPOL and Europol to create a network of practitioners and experts who can collectively establish best practices and provide assistance and recommendations in this fast-evolving field.



India – A global FinTech Superpower: India has the highest FinTech adoption rate globally – the fastest growing Fintech markets in the world with 67% of its 2,100+ FinTechs been setup over the last 5 years. Its fintech market is currently valued at $31 Bn and is expected to grow to $84 Bn by 2025, at a CAGR of 22%. The transaction value size is expected to get to $138 Bn by 2023, at a CAGR of 20%.The industry has seen cumulative investments into domestic FinTechs of more than $10 Bn since 2016. Meanwhile, 2015 saw Payments and Alternative Finance segments constituting more than 90% of the sector’s investment flows and there has been a major shift towards a more equitable distribution of investment across sectors since. And Amongst India’s 50+ FinTechs with more than $100 Mn valuation, there are 4 Wealth and Broking FinTechs, 5 InsurTechs and 8 SaaS FinTechs


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