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May 1, 2025

Welcome to Emerging Tech Trends (ETT), focusing on technologies shaping the future.

In this edition,

Ghana to Regulate Cryptocurrency: The Bank of Ghana plans to regulate cryptocurrency and related platforms by September 2025, pending the Virtual Asset Providers Act. This move aims to improve trade and investment between Africa and the US, reduce inflation, build reserves, and consolidate fiscal discipline

Mobile Banking Trends 2025: A Shift Toward Embedded, Modular, and AI-Driven Finance: Mobile banking is evolving into an infrastructure, beyond convenience, driven by five macro-trends: embedded finance, modular solutions, AI transition, modular architecture, advanced biometrics, and niche banking experiences

Zambia’s eShandi’s Impact on Financial Inclusion with “AI-powered finance”: eShandi, a Zambian startup, offers AI-driven loans, digital financial services, and seamless payments to underbanked individuals and SMEs in Zimbabwe,  Kenya, and South Africa, transforming financial inclusion

UK companies cemented their European WealthTech Leadership Attracting Half of all Deals  

EVENTS

Incrypted Online Marathon and Conference 2025: Ukraine is set to become the Web3 hub, with Incrypted hosting two events to kick off Ukrainian Blockchain Week. The Incrypted Online Marathon 2025 will discuss blockchain scalability, Web3 adoption, emerging crypto market trends, and AI’s influence, with the aim to foster ideas, partnerships, and products within the growing blockchain community

OPPORTUNITY

Astra Fintech Launches Solana Ecosystem Fund to Accelerate Innovation: Astra Fintech, a leading blockchain-powered finance solutions provider at the forefront of revolutionizing global payments, has launched a $100 million fund to support the Solana ecosystem’s growth, focusing on high-potential builders, startups, and innovative projects. building on the integration of Banana Pay, a blockchain-based payment solution, into its ecosystem funding strategy

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