Abstract This paper presents a money view analysis of the recent crypto innovation of stablecoins, which have seen a remarkable rise and more recently some spectacular collapses. By analogizing...
This paper by the Central Bank of Canada, explores quantitative and qualitative information about Canadians who face barriers to making digital payments. It considered the implications of ongoing digitalization...
Non-governmental organizations and intergovernmental organizations (which, collectively, I’ll refer to as “aid organizations”) that operate in some of the most challenging environments around the world frequently struggle to access...
The Bank of Canada has released a paper entitled ” Cryptoasset Ownership and Use in Canada: An Update for 2022″ which provides an insight on crypto asset ownership in...
Findings on the impacts of microcredit continue to evolve. Early evidence from randomized evaluations in low- and middle-income countries showed that the classic microcredit model did not lead to...
This report reviews the key elements of the crypto ecosystem and assesses their structural flaws. There are three main takeaways. First, due to underlying economic incentives, the crypto ecosystem...
2023 so far has been a year of recovery for cryptocurrency after a chaotic 2022, with prices of digital assets like Bitcoin up over 80% on the year as...
In Rwanda, electronic tax filing and tax payment systems have been mandatory since 2015 as part of the government’s national strategy to digitalise the economy. The government has also...
Research released today shows that banking customers are frustrated with their banking experience and are craving a more human connection from their interactions with their bank. The research has...
Public sector digitalization is not a new idea for governments around the world, and many countries have made significant progress already. But as people and businesses increasingly adopt and...