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Knowledge Innovations > Insights > Publications

Is FinTech Eating the Bank’s Lunch?

  • December 10, 2023
  • Kwami Ahiabenu
  • Publications
A new paper by authors (Sami Ben Naceur ; Bertrand Candelon ; Selim A Elekdag ; Drilona Emrullahu) at the IMF examines how the growing presence of FinTech firms...
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The digital pound: still a solution in search of a problem?

  • December 7, 2023
  • Kwami Ahiabenu
  • Publications
A Central Bank Digital Currency (CBDC) is an electronic form of central bank money that can be used to make payments.1 A CBDC can be designed for use between...
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On par: A Money View of stablecoins

  • November 29, 2023
  • Kwami Ahiabenu
  • Publications
Abstract This paper presents a money view analysis of the recent crypto innovation of stablecoins, which have seen a remarkable rise and more recently some spectacular collapses. By analogizing...
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Redefining Financial Inclusion for a Digital Age: Implications for a Central Bank Digital Currency

  • October 5, 2023
  • Kwami Ahiabenu
  • Publications
This paper by the Central Bank of Canada,  explores quantitative and qualitative information about Canadians who face barriers to making digital payments. It considered  the implications of ongoing digitalization...
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USDC

Driving Global Impact with USDC and Stablecoin Payments

  • August 9, 2023
  • Kwami Ahiabenu
  • Publications
Non-governmental organizations and intergovernmental organizations (which, collectively, I’ll refer to as “aid organizations”) that operate in some of the most challenging environments around the world frequently struggle to access...
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Cryptoasset Ownership and Use in Canada: An Update for 2022

  • July 26, 2023
  • Kwami Ahiabenu
  • Publications
The Bank of Canada has released a paper entitled ” Cryptoasset Ownership and Use in Canada: An Update for 2022″ which provides an insight  on crypto asset ownership in...
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Microcredit: Impacts and promising innovations

  • July 14, 2023
  • Kwami Ahiabenu
  • Publications
Findings on the impacts of microcredit continue to evolve. Early evidence from randomized evaluations in low- and middle-income countries showed that the classic microcredit model did not lead to...
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The crypto ecosystem: key elements and risks

  • July 14, 2023
  • Kwami Ahiabenu
  • Publications
This report reviews the key elements of the crypto ecosystem and assesses their structural flaws. There are three main takeaways. First, due to underlying economic incentives, the crypto ecosystem...
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Crypto Crime Mid-year 2023 Update: Crime Down 65%

  • July 14, 2023
  • Kwami Ahiabenu
  • Publications
2023 so far has been a year of recovery for cryptocurrency after a chaotic 2022, with prices of digital assets like Bitcoin up over 80% on the year as...
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Tax

Electronic tax administration: Insights from Rwanda

  • July 14, 2023
  • Kwami Ahiabenu
  • Publications
In Rwanda, electronic tax filing and tax payment systems have been mandatory since 2015 as part of the government’s national strategy to digitalise the economy. The government has also...
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Bank of Ghan
BoG unveils New Policy to accelerate Digital Financial Ecosystem June 20, 2025
The Fintech Revolution: Impact on Banking Services June 9, 2025
EMERGING TECH TRENDS – ETT May 1, 2025: Insights into technologies shaping the future May 1, 2025

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